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How To Get More Profit From Your Receivables - Our Freight Invoice Factoring Company Can Provide
Your Trucking Company The Cash You Need

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Medium-Size trucking companies, especially those who have not been around for extremely long, will typically find it difficult to protect a loan. Banks are commonly reluctant to lend money to businesses that do not have a great deal of earnings and properties. They also desire evidence of the practicality of a business and hence need that many operations, specifically small ones, be in business for a particular quantity of time before they want to hand over any cash. Since of this, a small company typically has few money producing alternatives when requires emerge. One choice available, but typically ignored, is invoice factoring. This is an outstanding means for a small business to acquire cash.

 

 

 

 

 

 

 

For The Business Who Wants To Look Better - Choose A Freight�Invoice Factoring Company  Instead Of A Regular Bank Funding

How to Increase Cash Flow Without Loaning -Cash Money flow is one of the primary reasons businesses fail.

At one time or another, every business, even successful ones, have actually experienced poor money flow.

Money flow does not have to be a problem any more. Do not be fooled -- banks are not the only locations you can get financing. Other solutions are offered and you do not have to borrow. What is truck factoring ? One solution is called truck factoring. Trucking Factoring is the procedure of selling invoices to a financier instead of waiting to collect the cash from the client. Oh, the Irony- Trucking factoring has a paradoxical distinction: It is the financial backbone of numerous of America's most effective businesses. Why is this paradoxical ? Since receivable funding is not instructed in business colleges, is rarely discussed in company strategies and is relatively unidentified to the majority of most of American company people.

Yet it is a financial procedure that releases up billions of dollars every year, enabling thousands of businesses to grow and prosper. Receivable Financing has actually been around for countless years. Staffing Factoring Companies are financiers who pay cash for the right to get the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your client has agreed pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business transactions, a big portion of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail transactions. Using the purest definition of the word, these large customer finance business are truly just big FACTORING Businesses of consumer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The store makes money almost immediately, even though you do not pay until you are prepared.

For this service, the credit card business charges XYZ Store a charge (typical common normal fees vary from 2 to four percent of the sale). The Advantages Trucking Factoring can offer many advantages to cash-hungry companies. Instead of waiting 30, 60, 90 days or longer for payment on an item that has already been provided, a business can factor (sell) its receivables for cash at a little price cut off the dollar value of the invoice. Payroll, advertising efforts, and working capital are simply a few of the business needs that can be met with instant  cash.

Staffing Factoring offers the means for a manufacturer to renew inventory and make even more products to sell: There is no longer a requirement to await for earlier sales to be paid. FACTORING is not just a money management tool for manufacturers: Practically any type business can benefit from Factoring. Generally, a business that extends credit will have 10 to 20 percent of its yearly sales tied up in invoices at any given time. Think for a moment about exactly how much is tied up in 60 days' worth of invoices: You can not pay the power expense or this week s payroll with a client s invoice, however you can sell that invoice for the cash to meet those responsibilities. Using truck factoring companies is a quick and simple process. The factoring company purchases the invoice at a discount, usually a few percentage points less than the stated value of the invoice.

 

 

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"

Honolulu (/?h?n?'lu?lu?/ or /?ho?n?'lu?lu?/; Hawaiian pronunciation: [hono'lulu]) is the state capital and the most populous city in the U.S. state of Hawaii.[a] It is the county seat of the City and County of Honolulu. Hawaii is a major tourist destination and Honolulu, situated on the island of Oahu, is the main gateway to Hawaii and a major gateway into the United States. The city is also a major hub for international business, military defense, as well as famously being host to a diverse variety of east-west and Pacific culture, cuisine, and traditions.Honolulu is both the westernmost and the southernmost major American city. For statistical purposes, the U.S. Census Bureau recognizes the approximate area commonly referred to as ""City of Honolulu"" (not to be confused with the ""City and County"") as a census county division (CCD). Honolulu is a major financial center of the islands and of the Pacific Ocean. The population of Honolulu CCD was 390,738 at the 2010 census, while the population of the consolidated city and county was 953,207.Honolulu means ""sheltered harbor"" or ""calm port."" The old name is said to be Kou, a district roughly encompassing the area from Nuuanu Avenue to Alakea Street and from Hotel Street to Queen Street which is the heart of the present downtown district. The city has been the capital of the Hawaiian Islands since 1845 and gained historical recognition following the attack on Pearl Harbor by Japan near the city on December 7, 1941.The largest city and airport in the Hawaiian Islands, Honolulu acts as a natural gateway to the islands' large tourism industry, which brings millions of visitors and contributes $10 billion annually to the local economy. Honolulu's location in the Pacific also makes it a large business and trading hub, particularly between the East and the West. Other important aspects of the city's economy include military defense, research and development, and manufacturing.

 

Pearl City is a census-designated place (CDP) located in the ?Ewa District and City & County of Honolulu on the Island of O?ahu. As of the 2010 Census, the CDP had a total population of 47,698. Pearl City is located along the north shore of Pearl Harbor. ?Aiea borders Pearl City to the east, while Waipahu borders the west. The U.S. postal code for Pearl City is 96782.

 

Hilo (/'hi?lo?/) is the largest census-designated place (CDP) and the largest settlement in Hawaii County, Hawaii, which encompasses the Island of Hawai?i. The population was 40,759 at the 2000 census. The population increased by 6.1% to 43,263 at the 2010 census.Hilo is the county seat of the County of Hawai?i and is located in the District of South Hilo. The town overlooks Hilo Bay, situated upon two shield volcanoes; Mauna Loa, an active volcano, and Mauna Kea, a dormant volcano and the site of some of the world's most important ground-based astronomical observatories. The majority of human settlement in Hilo stretches from Hilo Bay to Waiakea-Uka, on the flanks of Mauna Loa.Hilo is home to the University of Hawai?i at Hilo, ?Imiloa Astronomy Center of Hawai?i, as well as the Merrie Monarch Festival, a week-long celebration of ancient and modern hula which takes place annually after Easter. Hilo is also home to the Nut Corporation, one of the world's leading producers of macadamia nuts. It is served by Hilo International Airport, located inside the CDP.

 

Kailua /ka?'lu??/ is a census-designated place (CDP) in Honolulu County, Hawaii, United States. It lies in the Ko?olaupoko District of O?ahu on the windward coast at Kailua Bay. It is in the judicial district and the ahupua'a named Ko'olaupoko. It is 12 miles (19 km) northeast of Honolulu � over Nu�uanu Pali. The population was 38,635 at the 2010 census.In the Hawaiian language Kailua means ""two seas"" or ""two currents"", a contraction of the words kai (meaning ""sea"" or ""sea water"") and ?elua (meaning ""two""); it is so named because of the two lagoons in the district or the two currents which run through Kailua Bay.Kailua is primarily a residential community, with a centralized commercial district along Kailua Road. It has a compact, easy-to-shop business district surrounded by mostly single-family homes. By 1992, 50,000 residents encompassed a central urban core with surrounding residential areas.Places of note in Kailua include Kailua Beach Park, Lanikai Beach, Kawai Nui Marsh, Maunawili Falls, and Marine Corps Base Hawaii.

 

Waipahu is a former sugar plantation town and now census-designated place (CDP) located in the ?Ewa District on the island of O?ahu in the City & County of Honolulu, Hawai?i, United States. As of the 2010 Census, the CDP population was 38,216. The U.S. postal code for Waipahu is 96797.

 

Kane?ohe is a census-designated place (CDP) included in the City and County of Honolulu and located in Hawai?i state District of Ko?olaupoko on the island of O?ahu. In the Hawaiian language, kane ?ohe means ""bamboo man"". According to an ancient Hawaiian story a local woman compared her husband's cruelty to the sharp edge of cutting bamboo; thus the place was named Kane?ohe or ""Bamboo man"". The population was 34,597 at the 2010 census. Kane?ohe is the largest of several communities along Kane?ohe Bay and one of the two largest residential communities on the windward side of O?ahu (the other is Kailua). The commercial center of the town is spread mostly along Kamehameha Highway.From ancient times, Kane?ohe was important as an agricultural area, owing to an abundance of rainfall. Today, Kane?ohe is mostly a residential community, with very little agriculture in evidence. The only commercial crop of any consequence in the area is banana.Features of note are Ho?omaluhia Botanical Garden and the new Hawai?i National Veterans Cemetery. Access to Kane?ohe Bay is mainly from the public pier and boat ramp located at nearby He?eia Kea. Access to Coconut Island (restricted) is from the state pier off Lilipuna Road. Marine Corps Base Hawaii lies across the south end of Kane?ohe Bay from the central part of Kane?ohe, although the town stretches along Kane?ohe Bay Drive to the base perimeter.The ZIP code for Kaneohe is 96744.There are three golf courses in Kane?ohe: Pali Golf Course (public), Ko?olau Golf Club (privately owned but open to the public), and Bayview Golf Park (privately owned but open to the public).

 

Mililani is a city located near the center of the island of O?ahu in Honolulu County, Hawaii, United States. It consists of two census-designated places, Mililani Town, with a population of 27,629 at the 2010 census, and Mililani Mauka, with a 2010 census population of 21,039.

 

Kahului is a census-designated place (CDP) in Maui County, on the island of Maui, in the U.S. state of Hawaii. Kahului hosts Maui's main airport (Kahului Airport), deep-draft harbor, light industrial areas, and commercial shopping centers. The population was 26,337 at the 2010 census.Kahului is the retail center for Maui residents and there are several malls and major stores (including department stores in the Queen Kaahumanu Center); other significant groupings of stores are in Lahaina such as the Lahaina Cannery Mall, the Happy Valley area of Wailuku, Maui Market Place and Maui Mall, which are both also located in Kahului, and The Shops at Wailea in Wailea.Kahului is not generally considered a tourist destination but does feature the Alexander and Baldwin Sugar Museum, Kanaha Pond State Wildlife Sanctuary, Kanaha Beach County Park, and the Maui Arts and Cultural Center.Kahului is served by Kahului Airport, located outside of the CDP.

 

Kihei is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 20,881 at the 2010 census.

 

Wahiawa (Hawaiian: Wahiawa) is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu. It is located in the Wahiawa District, on the plateau or ""central valley"" between the two volcanic mountains that comprise the island. In Hawaiian, wahi a wa means ""place of noise"", perhaps a reference to the fact that once upon a time, heavy surf on the distant coast could be heard here. The population was 17,821 at the 2010 census.Lakes and reservoirs are rare in Hawaii, and Wahiawa is at once unique in being surrounded on three sides by Lake Wilson (also known as Wahiawa Reservoir or Kaukonahua). The town must be accessed by either of two bridges on Kamehameha Highway (State Rte. 80) across the narrow north and south arms of the reservoir. Outside of the reservoir, the town used to be surrounded by military bases and agricultural fields, but development is making its way up from the increasingly urbanized southern portion of the central plain. Still, there are significant U.S. Army facilities here, including Schofield Barracks, Wheeler Army Airfield, and East Range, an Army training area extending into the hills south and east of town. Schofield Barracks alone is larger than Wahiawa. Wahiawa is also the home of the U.S. Navy's Naval Computer and Telecommunications Area Master Station Pacific.The U.S. postal codes for Wahiawa are 96786 and 96857.

 

Schofield Barracks is a United States Army installation and census-designated place (CDP) located in the City and County of Honolulu and in the Wahiawa District of the American island of O?ahu, Hawai?i. Schofield Barracks lies adjacent to the town of Wahiawa, separated from most of it by Lake Wilson (also known as Wahiawa Reservoir). Schofield Barracks is named after Lieutenant General John McAllister Schofield, Commanding General United States Army August 1888 to September 1895. He had been sent to Hawai?i in 1872 and had recommended the establishment of a naval base at Pearl Harbor.Schofield Barracks has an area of 17,725 acres (72 km2) on Central O?ahu. The post was established in 1908 to provide mobile defense of Pearl Harbor and the entire island. It has been the home of the 25th Infantry Division, known as the Tropic Lightning Division, since 1941 as well as the Command Headquarters for United States Army Hawaii (USARHAW). Schofield Barracks is also home to the 8th Theater Sustainment Command. The population was 16,370 at the 2010 census.

 

Wailuku is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 15,313 at the 2010 census. It is the county seat of Maui County.Wailuku is located just west of Kahului, at the mouth of the ?Iao Valley. In the early 20th century Wailuku was the main tourist destination on Maui, though it has since been eclipsed with the rise of the resort towns such as Ka?anapali, so much that there are no hotels to speak of in Wailuku.Historic sites in the town include Ka?ahumanu Church (named after one of Hawai?i's great monarchs, Queen Ka?ahumanu) which dates to 1876, the Wailuku Civic Center Historic District, the site of the Chee Kung Tong Society Building, and the Bailey House, a 19th-century former seminary and home that houses a history museum and the Maui Historical Society.There are two ancient temples near Wailuku, called heiau � the Haleki?i Heiau and the Pihanakalani Heiau. Both date back hundreds of years and were used for religious purposes by the native Hawaiians.[citation needed]Wailuku is served by Kahului Airport.

 

Kapolei is a master-planned city in Honolulu County, Hawaii, United States, on the island of Oahu. It is colloquially known as the ""second city"" of Oahu, in relation to Honolulu.The community takes its name from a volcanic cone, Pu?u o Kapolei. In the Hawaiian language, pu?u means ""hill"" and Kapo lei means ""beloved Kapo"". According to legend, Kapo was sister to Pele.Much of the land is part of the estate of industrialist James Campbell. Kapolei's major developer is Company. Kapolei sits primarily upon former sugarcane and pineapple fields.

 

?Ewa Beach (/?v?/) or simply ?Ewa is a census-designated place (CDP) located in ?Ewa District and the City & County of Honolulu along the leeward coast of O?ahu in Hawai?i. As of the 2010 Census, the CDP had a total population of 14,955.The word ?ewa means ""crooked"" or ""ill-fitting"" in Hawaiian. The name comes from the myth that the gods Kane and Kanaloa threw a stone to determine the boundaries, but it was lost and later found at Pili o Kahe.Along much of the South Shore of O?ahu, ?Ewa is a reference to the direction of ?Ewa Beach, roughly westwards along the shore. Related terms are mauka (towards the mountains, roughly northwards), makai (towards the ocean, roughly South), and Diamond Head or Koko Head, roughly eastwards along the shore.The U.S. postal code for ?Ewa Beach is 96706 .

 

Halawa is a census-designated place (CDP) in the �Ewa District of Honolulu County, Hawaii, United States. Halawa Stream branches into two valleys: North and South Halawa; North Halawa is the larger stream and fluvial feature. Their confluence is within the H-3/H-201 highways exchange. Most of Halawa Valley is undeveloped. As of the 2010 Census, the CDP had a population of 14,014.

 

Waimalu is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 13,730 at the 2010 census.

 

Not to be confused with Waikanae, in New ZealandWai?anae is a census-designated place (CDP) in Honolulu County, Hawaii, United States. As of the 2010 Census, the CDP population was 13,177.

 

Nanakuli is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. In Hawaiian, nana kuli means literally ""look at knee"". The population was 12,666 at the 2010 census.

 

Kailua is a census-designated place (CDP) in Hawai?i County, Hawaii, United States, in the North Kona District of the Island of Hawai?i. The population was 11,975 at the 2010 census. It is the center of commerce and of the tourist industry on West Hawai?i. Its post office is designated Kailua-Kona to differentiate it from the larger Kailua located on windward O?ahu, and it is sometimes referred to as Kona in everyday speech. The city is served by Kona International Airport, located just to the north in the adjacent Kalaoa CDP. Kailua-Kona was the closest major settlement to the epicenter of the 2006 Hawai?i Earthquake.Kailua-Kona saw a economic downturn during the 2008 national financial crisis but in the early 2010's saw seen significant growth and economic development. Tourism also saw a downturn in the late 2000's but has since seen some resurgence. University of Hawaii has plans for it's Hawaii Community College Palamanui Campus.[13] Since the early 2000's the Kona side has seen significant amounts of vog from Pu?u ?O?o and Kilauea via wind patterns up the South Kona Coast around Mauna Loa and Mauna Kea.[14] Visitor industry statistics show the vog has little effect on tourism traffic to the Kona area.[15]

 

Lahaina is the largest census-designated place (CDP) in West Maui, Maui County, Hawaii, United States, and the gateway to the famous Kaanapali and Kapalua beach resorts north of the community. As of the 2010 census, the CDP had a resident population of 11,704. Lahaina encompasses the coast along Hawaii Route 30 from a tunnel at the south end, through Olawalu up to the CDP of Napili-Honokowai to the north. During the heavy tourist seasons, the population can swell to nearly 40,000 people.Until permanently moving to Honolulu, Lahaina was the capital of the Kingdom of Hawaii. In the 19th century, Lahaina was the center of the global whaling industry with many sailing ships anchored in at its waterfront; today a score of pleasure craft make their home there. Lahaina's Front Street has been ranked one of the ""Top Ten Greatest Streets"" by the American Planning Association.Lahaina's popularity as a tropical getaway has caused its real estate to be some of the most expensive in Hawaii; many luxury homes and condos are sold for more than $2 million there.

 

Waipi?o is a census-designated place (CDP) located in the Ewa District of the island of O?ahu in the City & County of Honolulu, Hawaii, United States. In Hawaiian, wai pi?o means ""curved water"". As of the 2010 census, the CDP had a population of 11,674.The U.S. postal code for Waipi?o is 96797.

 

Kapa?a (Kaua?i dialect: Tapa?a) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 10,699 at the 2010 census.The town has a large concentration of hotels, shopping centers, and tourist-oriented shops and restaurants.

 

Kalaoa is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 9,644 as of the 2010 Census, up from 6,794 residents at the 2000 census.Mokulele Airlines, a small inter-island commuter airline, is headquartered in the CDP, on the grounds of Keahole at Kona Int'l Airport.[4]

 

Pacific WarAttack on Pearl HarborEvents Winter White House Garrison information Pastcommanders Col Brian P. Annicharico Garrison 3rd Marine RegimentMarine Aircraft Group 24Combat Logistics Battalion 33rd Radio BattalionCommander, Patrol and Reconnaissance Wing 2 (US Navy) Marine Corps Base Hawaii (MCBH), formerly Marine Corps Air Station Kaneohe Bay and originally Naval Air Station Kaneohe Bay, is a U.S. Marine Corps facility and air station located on the Mokapu Peninsula of windward O'ahu in the City & County of Honolulu. For census purposes, the area is demarcated as the Kaneohe Station census-designated place, with a population at the 2010 Census of 9,517. Marine Corps Base Hawaii, Kaneohe Bay, is home to Marines, sailors, their family members and civilian employees. The United States Marine Corps operates a 7,800-foot (2,400 m) runway at the base.MCBH is home for the 3rd Marine Regiment, Marine Aircraft Group 24, Combat Logistics Battalion 3 (CLB-3) 3rd Radio Battalion, and the Navy's Patrol and Reconnaissance Wing 2.The base lies between the two largest windward O'ahu communities of Kailua and Kane'ohe, and the main gate is reached at the eastern end of Interstate H-3. The main access to the base is by either H-3 or by Mokapu Road. MCB Hawaii is located on the windward side of Oahu, approximately 12 miles (19 km) northeast of Honolulu. Marine Corps Base Hawaii occupies the entire Mokapu Peninsula, of 2,951 acres (11.94 km2). Two areas of the base are classified conservation land which includes the Ulupau Crater area (northeast peninsula) and the Nuupia Pond area (at the Mokapu Road).

 

Ma?ili is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawai?i, United States. In Hawaiian, ma?ili means ""pebbly"", referring to rounded stones at the shore. As of the 2010 Census, the CDP population was 9,488.

 

Aiea (Hawaiian: ?Aiea) is a census-designated place (CDP) located in the City and County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a total population of 9,338.

 

Waimea is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 7,028 at the 2000 census and 9, 212 at the 2010 census. Since each U.S. state cannot have more than one post office of the same name and there are many 'Waimeas' on the islands of Hawai?i, the official US Post Office name for Waimea is Kamuela.Waimea is the largest town in the interior of the Big Island, and is the center for ranching activities and paniolo culture. The Parker Ranch in and around Waimea is the largest privately owned cattle ranch in the US, and the annual Fourth of July rodeo is a major event.Waimea is also home to the headquarters of two astronomical observatories located on Mauna Kea, the W. M. Keck Observatory and the Canada-France-Hawaii Telescope.

 

Ahuimanu is a census-designated place (CDP) in the City & County of Honolulu, Hawaii, United States, on the island of Oahu. In Hawaiian ?ahui-manu means ""cluster of birds"".Ahuimanu is spread out beneath the steep windward pali (cliff face) of the Koolau mountain and separated by a low ridge from Heeia Kea. Thus, this area is mostly inland and not directly on Kaneohe Bay. However, one neighborhood spreads over the ridge and along Kamehameha Highway where there is private access to the bay shore. Proximity to the pali gives the place a generally wet climate. As of the 2010 Census, this largely residential area had a population of 8,810. A small commercial mall is located here across the highway from the Valley of the Temples Memorial Park, a large cemetery noted for its Byodo-In Temple.The U.S. postal code for Ahuimanu is 96744.

 

Holualoa is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 6,107 at the 2000 census.

 

Ocean Pointe is a housing development and a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i about fifteen miles (24 km) from Honolulu. As of the 2010 Census, the CDP had a total population of 8,361.This general area was previously known just as ?Ewa. In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the Island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill, in ?Ewa was a major employer that set up residential villages. Sugar cane is no longer grown on the ?Ewa Plain and Ocean Pointe is now part of O?ahu's new suburban growth center�an area of substantial sprawl spreading unbroken to the south to ?Ewa Beach, north to Honouliuli, and west to Kalaeloa and Kapolei. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.

 

Makaha is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 8,278 at the 2010 census.

 

Pukalani is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,574 at the 2010 census. The general volcano-slope region, including nearby Makawao and Kula, is referred to as upcountry by locals, and is one of the four major population centers on Maui, the other three being Kahului, Lahaina and Kihei, all of which are at sea level.

 

Napili-Honokowai is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,261 at the 2010 census.

 

Makawao is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,184 at the 2010 census. Located on the rural northwest slope of Haleakala on East Maui, the community is known for being the hub of the ""Upcountry"", a part of the island dominated by mostly agriculture and ranch land.

 

Hickam Housing is a census-designated place comprising part of Joint Base Pearl Harbor-Hickam in the City & County of Honolulu, Hawaii, United States. The population was 6,920 at the 2010 census. The CDP occupies the area that was formerly the U.S. Air Force Hickam Field.

 

Lihue or Lihu?e is a census-designated place (CDP) and the county seat of Kauai County, Hawaii. Lihue (pronounced [li?'hu?e]) is the second largest town on the Hawaiian island of Kaua?i after Kapa?a. As of the 2010 Census, the CDP had a total population of 6,455.

 

Kula is a district of Maui, Hawaii, that stretches across the ""up-country"", the western-facing slopes of Haleakala, from Makawao to Ulupalakua. Most of the residential areas lie between about 500 to 1,100 m (1,800 ft to 3,700 ft) in elevation. The district has traditionally been where full-time residents prefer to live, as distinct from the generally hotter and busier, more tourism-oriented towns near sea level, such as Kihei and Lahaina.

 

Waikoloa Village is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 4,806 at the 2000 census. An alternate name for the community is Waikoloa, which is used by the local post office.

 

Laie is a census-designated place (CDP) located in the Koolauloa District on the island of Oahu in Honolulu County, Hawaii, United States. In Hawaiian, la?ie means ""?ie leaf"" (?ie?ie is a climbing screwpine: Freycinetia arborea). The population was 6,138 at the 2010 census.

 

Ewa Villages is a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i some 20 miles (32 km) from downtown Honolulu. As of the 2010 census, the CDP had a population of 6,108.This area was previously known as ?Ewa (in Hawaiian, ?ewa means ""crooked""). In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill was a major employer that set up residential villages within ?Ewa (from which the modern name arose). Sugar cane is no longer grown on the ?Ewa Plain and ?Ewa is now one of O?ahu's suburban growth centers�an area of substantial sprawl spreading unbroken to ?Ewa Gentry and ?Ewa Beach on the south, Kalaeloa on the southwest, and Kapolei on the west. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.Honouliuli is a former village and now a place name for the north end of ?Ewa, lying along Honouliuli Stream between ?Ewa Villages and Waipahu.The U.S. postal code for ?Ewa is 96706, the same as for ?Ewa Beach.

 

Wailea is a census-designated place (CDP) in Maui County, Hawai?i, United States. As of the 2010 census, it had a population of 5,938. Prior to 2010, the area was part of the Wailea-Makena census-designated place.

 

Waimanalo is a census-designated place (CDP) in the City & County of Honolulu, in the District of Ko?olaupoko on the island of O?ahu, Hawaii, United States. This small windward community is located near the eastern end of the island. In the Hawaiian language Waimanalo means ""potable water""; it is so named for the many brackish ponds in the area that were used for irrigation. As of the 2010 Census, the CDP had a population of 5,451.Waimanalo is close to, but somewhat separate from, the neighborhood of Waimanalo Beach. Waimanalo has a small commercial center along Kalaniana?ole Highway, but is separated from the shoreline and Waimanalo Beach (the longest stretch of sandy shoreline on O?ahu) by Bellows Air Force Station. Waimanalo is noteworthy for its local flavor and large agricultural lots in the valley that extend back towards the Ko?olau from the center of town. Numerous plant nurseries are found in this area. There are no hotels in Waimanalo.Waimanalo is the site of Sea Life Park, located near Hawai?i Kai on Kalanianaole Highway. The U.S. postal code for Waimanalo is 96795.

 

He?eia is a census-designated place comprising several neighborhoods located in the City & County of Honolulu and the Ko?olaupoko District on the island of O?ahu north of Kane?ohe. In Hawaiian the words he?e ?ia mean ""washed away"", alluding to a victory achieved by the populace against others from leeward O?ahu, aided by a tsunami that washed the combatants off the shore.[citation needed]He?eia includes Ha?iku Valley and He?eia Kea. The population was 4,963 at the 2010 census. The area is almost entirely one of homes and apartments. Parts of He?eia lie along Kane?ohe Bay, but public access is non-existent owing to private ownership of the property behind the shore.Notable in the He?eia area are:Ha?iku Valley, a former United States Coast Guard radio transmitter site with the Stairway to Heaven hiking trailHe?eia Fishpond,"

 

"

here, and the shore of the bay is surrounded by Hale?iwa Beach Park (north side) and Hale?iwa Ali?i Beach Park (south side). Further west from the center of town is Kaiaka State Recreation Area on Kiaka Point beside Kaiaka Bay. As of the 2010 census, the CDP had a population of 3,970. It is the largest commercial center on the North Shore of the island. Its old plantation town character is preserved in many of the buildings, making this a popular destination for tourists and residents alike, visiting surfing and diving sites along the north shore.The U.S. postal code for Hale?iwa, including Kawailoa, is 96712.

 

Waialua is a census-designated place and North Shore community in the Waialua District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 3,860.Waialua was one of the six original districts of ancient Hawaii on the island, known as moku. Waialua is a former (sugar) mill town and residential area, quite different in its quiet ambiance from nearby Hale?iwa, which is more commercial and tourist oriented. The Waialua Sugar Mill is the center of this town and the historical base of its plantation history.The U.S. postal code for Waialua is 96791.

 

Kahaluu-Keauhou is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 2,414 at the 2000 census.

 

Kekaha (literally, ""the place"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 3,175 at the 2000 census.

 

Captain Cook is a census-designated place (CDP) in Hawai?i County, Hawai?i, in the United States located in the District of South Kona. The community, which is actually located in the land division of Kealakekua, is so named because the post office for the area was located in the Captain Cook Coffee Co. during the early 1900s. As of the 2000 census, the CDP population was 3,206. The population increased by 7.0% to 3,429 at the 2010 census.

 

Kaunakakai is a census-designated place (CDP) in Maui County, Hawai?i, United States. It is the largest town on the island of Moloka?i. The population was 3,425 at the 2010 census. It is ""twinned"" with Embo in Scotland. The town was made famous in the 1930s by the song ""The Cockeyed Mayor of Kaunakakai"", beginning an ongoing tradition of designating an honorary mayor for the town.

 

Iroquois Point is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu near Pearl Harbor. The population was 3,374 at the 2010 census. ""Iroquois Point"" refers to the geographic land area that is occupied by the Waterfront at Pu'uloa (known as ""Iroquois Point Island Club"" prior to 2008), a firing range, a Navy Exchange shoppette and gas station, and Iroquois Point Elementary School. Once primarily used as a military housing community, it is now privately operated.

 

Lanai City is a census-designated place (CDP) on the island of Lanai, in Maui County, Hawaii, United States. The population was 3,102 at the 2010 census. Because of the island of Lanai's small population, Lanai City functions as the island's main commerce and business area. Many of the island's restaurants and shops can be found in the town square that surrounds Dole Park.In April 2009, Lanai City was named one of the most endangered historic sites in the U.S. It is home to an intact plantation town, something not found on any of the other Hawaiian Islands, dating back to the early 1920s. This historic district is threatened by commercial development, which would involve the demolition of a number of historic buildings.Lanai City is served by Lanai Airport (LNY).

 

Puhi (literally, ""blow"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,186 at the 2000 census.

 

Hawaiian Acres is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States located in the District of Puna. The population was 1,776 at the 2000 census.

 

Pa?ia (pah-ee-ah) is a census-designated place (CDP) in Maui County, Hawai?i, on the northern coast of the island of Maui. The population was 2,668 at the 2010 census. Pa?ia is home to several restaurants, art galleries, surf shops and other tourist-oriented businesses.Pa?ia is the last town on the Hana highway when heading eastbound towards Hana.Paia is located close to many internationally known windsurfing spots including Ho'okipa and Spreckelsville. It is therefore sometimes called ""The World Capital of Windsurfing"".[]

 

Hanapepe (literally, ""crushed bay"" in Hawaiian due to landslides in the area) is a census-designated place (CDP) in Kauai County, Hawaii, United States. The population was 2,153 at the 2000 census.

 

Kahuku is a census-designated place (CDP) in the Ko?olauloa District on the island of Oahu, County of Honolulu, Hawaii, United States. In the Hawaiian language, ka huku means ""the projection"", presumably a reference to Kahuku Point nearby, the northernmost point of land on the island of Oahu. As of the 2010 Census, Kahuku had a population of 2,614.

 

Volcano is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna with a small portion of the CDP in the District of Ka?u. The population was 2,575 at the 2010 census.

 

Honaunau-Napoopoo (also spelled Honaunau-Napo?opo?o) is a census-designated place (CDP) in Hawaii County, Hawaii, United States. The population was 2,414 at the 2000 census.

 

Honalo is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,987 at the 2000 census.

 

?Ele?ele (literally, ""black"" or ""black water"" in Hawaiian) is a census-designated place (CDP) on the island of Kaua?i in Kaua?i County, Hawai?i, United States, with the ZIP code of 96705. The population was 2,040 at the 2000 census.

 

Lawa?i is a census-designated place (CDP) in Kaua?i County in the U.S. state of Hawai?i. The population was 1,984 at the 2000 census.

 

Honokaa is a census-designated place (CDP) in the Hamakua District of Hawaii County, Hawaii, United States. The population was 2,233 at the 2000 census.

 

Keaau (also written as Kea?au) is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna. The population was 2,010 at the 2000 census. The population increased by 12.1% to 2,253 at the 2010 census.

 

Anahola (literally ""deadly winds"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,932 at the 2000 census.

 

Princeville is a census-designated place (CDP) on the north shore of the island of Kauai in Kauai County, Hawaii. The population was 1,698 in the 2000 census.

 

Koloa is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,942 at the 2000 census. Koloa is often incorrectly translated as native duck, which is the correct translation for the similar-looking koloa (without the macron). Koloa has no known translation. According to one account, the district Koloa was named for a steep rock called Pali-o-ko-loa which was found in 'Waikomo' stream. The first successful sugar plantation in the Islands was started here in 1835. It became a part of Grove Farm in 1948.

 

Maunawili is a residential census-designated place (CDP) in the City & County of Honolulu, Ko?olaupoko District, Island of O?ahu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 2,040. Situated mauka (inland or mountain side) of Kalaniana?ole Highway between Castle Junction and Castle Hospital, Maunawili is nearly all private homes, schools, and a few churches; horse stables complete the rural setting. There are no commercial establishments. However, residents are only minutes (by car or bus) from Kailua. Maunawili Falls is a popular hiking destination.Maunawili Valley extends behind the prominent windward peak known as Olomana. The residential developments extend only part way back into the valley, which is quite large and fairly wet, supporting limited agriculture (mostly banana growing) behind the housing. Water from the numerous streams is diverted by a ditch to much drier Waimanalo to support agricultural activities there.A golf course and agricultural research station (HSPA) are located in the valley. An attraction of increasing popularity is the Maunawili Demonstration Trail, a state-maintained trail that traverses the breadth of upper Maunawili Valley from the Pali Highway (access at the ""Horseshoe Curve"") to Waimanalo. A connecting side trail (Maunawili Falls Trail) is accessible from the neighborhood in upper Maunawili.The U.S. postal code for Maunawili is the same as for Kailua: 96734.

 

Kualapu?u is a census-designated place (CDP) on the island of Molokai in Maui County, Hawai?i, United States. The population was 2,027 at the 2010 census. Kualapu?u can be literally translated as ""hill overturned"", but is thought to be a corruption of Pu?u?uala: ""sweet potato hill"". The present settlement is a former pineapple cannery village once associated with Foods.

 

Kealakekua is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,645 at the 2000 census.It was the subject of the 1933 popular song, ""My Little Grass Shack in Kealakekua, Hawaii"" by Bill Cogswell, Tommy Harrison and Johnny Noble which became a Hawaiian Music standard.See also: Kealakekua Bay, where the British explorer Capt. James Cook was killed.

 

Waimea (literally, ""red water"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,787 at the 2000 census. The first Europeans to reach Hawaii landed in Waimea in 1778 (giving rise to Kauai's cheeky slogan: ""Hawaii's Original Visitor Destination"").

 

Ko Olina Resort is a 642-acre (260 ha) master-planned vacation and residential community on the leeward coast of Oahu, 17 miles (27 km) northwest of Honolulu. Ko Olina has 2 miles (3.2 km) of coastal frontage and includes three natural and four man-made lagoons with white-sand beaches. It is home to three hotel and vacation-club resorts: Aulani, a Disney Resort & Spa; the Ihilani Resort & Spa, and Marriott's Ko Olina Beach Club, as well as several resort condominiums and villa homes.The resort includes Ko Olina Golf Club and Ko Olina Marina, as well as shopping and dining at Ko Olina Station and Ko Olina Center. Watabe Wedding manages four wedding chapels on the resort property.Major events hosted at Ko Olina Resort include the LPGA Lotte Championship, Ko Olina New Year's Lagoon Fireworks Spectacular, and the finale of the Hawaii Food & Wine Festival.

 

"

 

Hawaii

 

The United states Trucking Organization
specifies that there around
200,000 workers with freight trucking
companies and
250,000 private service providers trucking
companies accredited to
operate in the U.S. that carried,
according to their most current searchings for billions of
items, materials and
standard materials .
There are numerous typical
carriers either going solo or in
teams on our country
highways transporting these
vital items to our
shops, factories and shipping ports.

Also freight bill factoring
businesses help
countless of them and offer their
accounts receivablesfinancing facilities
nationallycounting
including the following states.

: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

 

The history of Hawaii can be traced through a succession of dominant industries: sandalwood,[91] whaling,[92] sugarcane (see Sugar plantations in Hawaii), pineapple, military, tourism, and education. Since statehood in 1959, tourism has been the largest industry, contributing 24.3% of the Gross State Product (GSP) in 1997, despite efforts to diversify. The gross output for the state in 2003 was US$47�billion; per capita income for Hawaii residents was US$30,441. Hawaiian exports include food and apparel. These industries play a small role in the Hawaiian economy, however, due to the considerable shipping distance to viable markets, such as the West Coast of the United States. Food exports include coffee (see coffee production in Hawaii), macadamia nuts, pineapple, livestock, and sugarcane. Agricultural sales for 2002, according to the Hawaii Agricultural Statistics Service, were US$370.9 million from diversified agriculture, US$100.6 million from pineapple, and US$64.3 million from sugarcane. In 2009, the United States military spent $12.2 billion in Hawaii, accounting for 18% of spending in the state for that year. 75,000 United States Department of Defense personnel reside in Hawaii

 

 

 

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The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

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Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

 

"

Freeman Truck & Haul have been operating their business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Freeman was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. Worse still, it was noticed by Freeman in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Freeman, Lee Arnold, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Freeman hadn't gone elsewhere. The had just gone!.This current state-of-affairs was causing Lee Arnold to have some very restless nights. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. After work he would confide in his wife, Shannon, and neither were unable to stop the constant worry over the lack of funds.""I have a bad feeling, Lin,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would say.Lee would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. Why couldn�t he work out how to resolve this financial problem with his business?""I know what it is,"" Lee said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Lee knew very well that Shannon was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Lee walked into his office with a spring in his step, determined to call each and every client who owed money to Freeman Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Lee knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Natalieerley knocked at his door.

 

""Lee, can I have a word?"" she asked standing in the doorway.

 

""Of course Natalie, please come in."" Lee leaned back in his chair and looked expectantly at Natalieerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Lee."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" Natalieerley asked.""It sounds vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Lee interrupted ""Immediately?"".""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""Lee replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Lee leaned forward and reviewed the paperwork closely.""I do not know, Natalie - it just sounds too good to be true"", Lee said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Lee,"" she underlined a paragraph on the paper before him.""Just how flexible?"" asked Lee.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Lee.Lee took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Lee thought about this and agreed with Natalieerley. The clients who owed them money were long standing friends and professional resources of Freeman. They did not want to throw away these relationships because they were having trouble paying their bills now. He was well aware that the economy was in a bad way and that it might be quite a while before things started picking up. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Natalie, and thankyou."" Natalie nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Lee keep the shirt on his back, and possibly hers too.Lee sat behind his desk and looked over the details Natalie had not mentioned in their meeting. What other issues could freight factoring help Freeman with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Lee was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Alfred the good news,"" Lee muttered to himself.His son-in-law Alfred had liked the idea of Freeman so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Lee knew the struggles Alfred would face, but he still encouraged him to follow his dream. With the faltering economy, if a big fish like Freeman was hurting, a little guy like Alfred was about to catch his death. But, an antidote may have been found in freight factoring and Lee was soon to find out.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Lee was beginning to find his way out of the hole his debtors had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Lee looked back on the dismal months of life before freight factoring and almost shuddered at the thought. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

More Trucking Factoring Companies Story Articles

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Eugene Ross just sat there letting it ring. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Ross Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Eugene�s father had started as an owner-operator and had grown Ross Trucking Company into a fifteen trailer fleet over forty years. There had been some hard times when it seemed everything was going to go under and even Eugene�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Eugene�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Ross Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Eugene allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Eugene knew he was right in his forward thinking. What would be the next step for Ross Trucking? And how would he be able to afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

He wondered about factoring - was this the answer for him? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Eugene had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Eugene because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Ross Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Eugene stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Eugene could actually expand Ross Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

 

 

 

 

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Trucking Factoring  Articles

"

�So, this is not a loan?� asked Javier Adams, reclining back into his chair and crossing his legs. The woman sitting across the desk from Javier smiled at him, shaking her head.�Not quite,� she said.Javier Adams owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Bob. His company was called Carter Trucking, named after both of his grandfathers, Derrick and Herman. Both of these men had been very hardworking and had set a great example for Bob.Six months ago disaster struck Bob's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Bob's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.A big problem a lot of trucking companies came across was how bills were paid in the industry. Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Javier wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Javier knew she was employed by a Factoring company and that her name was Mae. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Javier agreed. It sounded perfect - perhaps too good?.Mae laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Mae smiled, agreeing. �Yes, we get a lot of that. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. Sometimes you need help. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� Mae said with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Javier filled the form out, with Mae available to help him if he needed it. The profile filled Mae and her company in on Bob�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Javier filled out his form, Mae was pretty sure he was a perfect candidate for factoring.When the form was done Mae took it and slid it into her briefcase. She then stood, reached across the desk and shook Bob�s hand. He also stood up, and they smiled at each other. They said their goodbyes and Javier walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Mae though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.All those long, sleepless nights. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.His mind wandered back to the very beginning, when he first started his business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Carter Trucking. So he did it. For the second time in his short life he created a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now it seemed as though he would not have to - all because of Factoring. Javier opened his eyes, sat forward, turned his computer on. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

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More Trucking Factoring Company Story Articles

The reason why Truck Firms Make use of Factoring Companies.

 

As the manager of your own company, you may perhaps be much more than aware already of the challenge in making certain that cash flow concerns do not become a difficulty down the line. After all, the most horrible thing that can in all probability develop for your company is to find yourself swept up in a long and complicated predicament that leaves you forever trying to find the cash you require on an continual basis.

 

For pretty much any company in this predicament, the dilemma can come for waiting for work to lapse and actually be repaid into your statement. Statements, checks, and the like could take some time to actually to beprocessed which could leave you with temporary available resources problems. Thankfully, there are opportunities out there for industries to delve into-- and among these is factoring firms.

 

Factoring agencies will, in substitution for your statements, offer you with the finances now in order that you do not have to worry about the waiting time span which could make paying out the bills and obtaining toolsmore tough. With this type of system, invoice factoring can become exceptionally practical for a lot of firms who ought to get out of a cash ploy which they have gotten themselves in.

 

Simply because, depending upon the size of the work, it can take up to 60 days for several companies to get compensated then it is critical to cover your own back and not leave yourself cash short to settle the bills. After all, how many businesses possess two months income just occupying there to cover all their bills until they earn?

 

This is most notably correct of truck companies. They generally deal with good deals of accounts which means a substantial quantity of collection period involves company owner themselves. Attempting to get compensated in time can eventually become an amazing headache and this is precisely why you make use of truck factoring providers who are thrilled to help out truckers specifically.

 

As most of us realize, trucking is an surprisingly large industry with countless companies out there working with hundreds of operators. The sad thing is, plenty of these drivers land up in finances issues given that they are still expecting work from six weeks previously to actually compensate them. When this is the situation for a truck firm, resorting to factoring firms for aid might be the best choice left.

 

This implies that a truck organization can pay off the wages of the staff, keep all the cars refilled with fuel and continue to escalate, thrive and expand without constantly waiting for the funds which is taking too lengthy to come in. Trucking Enterprises running without a factoring program applied are leaving themselves at substantial threat, as competitions cash out promptly and continue to expand.

 

There's absolutely not much to be stressed about when it comes to making use of a Factoring business-- they commonly are not like a financial institution or any individual who is going to leave you with a large stack of financial debt to pay back. You give them authentic invoices from output you have already finalized , you are merely speeding up the payment system.

 

In the United states of America, where trucking companies grow, factoring companies are not considered borrowing in any capacity. This private settlement then allows both parties to benefit and delight in a good future-- it provides the factoring agency a guaranteed resource of cash flow to put into the list and it supplies the trucking firm the required finances that they sweated to generate.

 

The trucking firm gives their invoices to the factoring enterprise. The trucking factoring company then collect the installment payments from the trucking company's clients. Factoring has been all around for centuries and has been utilized for decades by many different markets-- but none exceeding so than truckers. While you might miss out on a small part of the money, something like 1-3 % depending upon who you collaborate with, it implies that you are getting the funds today and can actually start setting the funds to operate.

 

Once and for all, an IOU or an invoice is absolutely not going to finance spendings, is it? For trucking firms when the cash can be very good one day and gone the next, it is up to the vehicle drivers to work sensibly and to make sure that they are leaving themselves with a considerable measure of time and finance to get through the week until they are compensated again.

 

So the next period your trucking establishment is bearing some short-term capital troubles and you are shelling out an excessive amount of time chasing sluggish paying clienteles, why not begin taking into consideration making use of a factoring businesses as a method to get your cash and give yourself a more at ease future in the eyes of your trucking personnel and your bank difference?

 

 

 

 

 

 

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Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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